Protecting your home with flood vents may be easier than you might think. There are several great reasons for using flood vents to protect your home, decrease the cost of your flood insurance, and give you peace of mind that flood damage will be mitigated.
This article makes the regulations easy to understand, points out the benefits of installing flood vents, and will help you decide what kind of vents to install.
Properly positioned and installed flood vents in your home's foundation walls will not only help you protect your investment, they can help you save money. And, despite what you may have heard, the regulations governing their type and placement are easy to understand.
The following will answer several questions you may have about the benefits of flood vents:
The purpose of flood vents (also called "flood gates" or "flood ports") is to reduce structural damage from flooding. These permanent openings accomplish this objective by allowing water to pass into or out of a building's exterior foundation walls.
Why is that so important? In a flood situation, if the water pressure inside and outside your home can't equalize rapidly enough, the windows and doors could blow out. In addition, this pressure can compromise the foundation and make your home unsafe to live in. Studies have shown that houses with proper openings survive a flood; homes without such vents collapse.
According to its website, the NFIP "requires flood vents for residential basements, crawl spaces, garages, and other enclosed structures that are below the Base Flood Elevation (BFE) in Special Flood Hazard Areas." BFE is the height of the base flood, usually in feet, in relation to the National Geodetic Vertical Datum of 1929 or other datum as specified.
When a community participates in the NFIP every property owner in the community must follow all of FEMA’s and NFIP’s requirements whether or not the property owner purchases flood insurance. One of the requirements is properly installed flood vents.
Properly installed and situated flood vents can pay for themselves very quickly. They allow you to save in two ways. The annual reduction on your flood insurance premiums can be considerable. Secondly, should floodwaters rise to your home, flood vents can reduce the risk of structural damage, which can be very costly to repair.
There are two types of flood vents on the market: non-engineered and engineered. Engineered vents have been designed in such a way that they provide a more efficient flood relief system, and thus fewer vents will need to be installed.
The opening size of the non-engineered flood vent is calculated by multiplying the width times the height of the opening. The opening size of the engineered flood vent is calculated using a mathematical formula that takes into account certain coefficients, net area, and opening shapes. This formula calculation must be certified by a professional engineer. The main difference between the two types of flood vents is that fewer of the engineered flood vents are required to meet NFIP requirements. For example, a non-engineered 8" x 16" vent may be 128 square inches while an engineered 8” x 16” may be rated at 200 square inches.
Other design and performance criteria for engineered openings are specified by the American Society of Civil Engineers:
1 - Engineered openings are to perform such that the difference between the exterior and interior water levels shall not exceed 1 foot during base flood conditions.
2 - Engineered openings are to be not less than 3 inches in any direction in the plane of the wall. This requirement applies to the hole in the wall, excluding any screen, grate, grille, louvers, or devices that may be placed in or over the opening. The 3-inch opening requirement applies to the hole in the wall; not the space between the grates, grilles or louvers.
In a Nutshell: Numbers to Remember
That's it. Make sure you have the appropriate flood vents installed by a professional or do it yourself. Either way, call your flood insurance company to get a reduction in your flood insurance premiums. You'll also enjoy the peace of mind of knowing that you're not only compliant, you're safer.
Find out additional information on how our Engineered Flood Vents can help you protect your home and save money on your flood insurance. Go to flood vents solutions, email us at firstname.lastname@example.org, or call us at 757-363-0005. Also, you can become a Facebook fan at http://www.facebook.com/crawlspacedoors/
William Sykes is an inventor, an entrepreneur, and much, sought-after patent, intellectual property, environmental, contract, business, and toxic mold litigation lawyer. He is also the past Virginia State director of the National Toxic Mold Coalition and Foundation.