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Crawl Space Door Systems, Inc.
5741 Bayside Road #105
Virginia Beach, VA 23455
757-363-0005
info@crawlspacedoors.com
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Flood Insurance – Questions to Ask!

Flood Insurance - Questions to Ask Your Agent!

To be proactive about your flood insurance, you should ask your insurance agent the following questions:

  • What flood zone do I live in? What is my property's flood risk?
  • Is flood insurance mandatory for my property? Will the lender require it?
  • Even if flood insurance isn't required by my lender, do I still need it?
  • Do I qualify for a Preferred Risk Policy?
  • Does my community participate in the NFIP Community Rating System (CRS)? If so, does my home qualify for a CRS rating discount?
  • What will and won't be covered against flood damage?
  • Will my flood insurance policy be backed by the federal government?
  • How much coverage should I get for my building and for my contents?
  • What options do I have to reduce my premium?
  • Are there additional expenses or agency fees I should be aware of?
  • Will my policy provide Replacement Cost Value or Actual Cash Value? And what is the difference between the two?
  • Who should I call if I have a flood claim?
  • How can I pay for my policy?
  • How will my policy be renewed?

The above information was provided by FEMA.  For additional information on Flood Insurance - Questions to Ask visit our website at www.crawlspacedoorsystems.

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