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Flood Insurance – "Free of Obstruction" requirements in Zone V?

[caption id="attachment_3718" align="alignleft" width="264"] Flood Insurance - "Free of Obstruction" requirements in Zone V?[/caption] Flood Insurance - "Free of Obstruction" requirements in Zone V? FEMA Technical Bulletin 5, Free-of-Obstruction Requirements for Buildings Located in Coastal High Hazard Areas (2008), provides guidance on the National Flood Insurance Program (NFIP) regulations concerning obstructions to floodwaters below elevated buildings and…
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Crawl Space Doors are Required!

Crawl Space Doors are Required! [caption id="attachment_5813" align="alignleft" width="300"] 24x36 Crawlspace Door[/caption] The International Residential Code "IRC" requires access to the crawlspace which is sometimes referred to as under-floor. "Access shall be provided to all under-floor spaces.  Access openings through the floor shall be a minimum of 18 inches by 24 inches.  Openings through a perimeter…
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Crawl Space Ventilation – Requirements!

Crawl Space Ventilation - Requirements! Did you know the 2015 International Residential Code (IRC) has certain requirements for crawl space, under-floor, ventilation?  This information is covered in IRC, section R408.1, titled Ventilation. "The under-floor space between the bottom of the floor joists and the earth under any building (except space occupied by a basement) shall…
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Flood Insurance – What is Covered?

Flood Insurance - What is Covered? Flood insurance policies cover physical damage to your property and possessions.  You can use Floodsmart.gov's attached outline as a general guide to what is and isn't covered or simply refer to the attached Summary of coverage to help you better understand your policy and coverage. I hope you have a…
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